The information on this web site is designed to educate individuals, business professionals, and employees of financial institutions about electronic payments processed through the ACH network, including Direct Deposit, Direct Payment, and check conversion applications. The information for individuals is focused on education, while business visitors are provided with materials to help promote these applications and educate their employees and customers about their benefits. For financial institutions, this site offers information and resources to help encourage the use of ACH-based electronic payment applications by individual and business customers, as well as training materials for staff members.

Site Sponsors

This site is sponsored by the Electronic Payments Network and NACHA - the Electronic Payments Association.

These organizations are dedicated to providing information and resources that help individuals, businesses and financial institutions better understand and use Direct Deposit, Direct Payment and check conversion applications.

Electronic Payments Network (EPN)

The Electronic Payments Network is the only private-sector ACH operator, responsible for processing and settling billions of electronic payments - representing trillions of dollars - every year. More than 1460 financial institutions of all sizes rely on EPN for its quality service, reliability, industry leadership, and innovative approach to products and services.

For more information on EPN, visit its web site at http://www.epaynetwork.com/.

NACHA

NACHA - The Electronic Payments Association is the leading organization in developing electronic solutions to improve the payments system.

NACHA represents more than 12,000 financial institutions through direct memberships and a network of regional payments associations, and 650 organizations through its industry councils. NACHA develops operating rules and business practices for the Automated Clearing House (ACH) Network and for electronic payments in the areas of Internet commerce, electronic bill and invoice presentment and payment (EBPP, EIPP), e-checks, financial electronic data interchange (EDI), international payments, and electronic benefits transfer (EBT).

For more information, visit www.nacha org.