There are 19 regional payments associations, which provide businesses and financial institutions around the country with ACH information and resources. Please scroll to your state on the list below to find contact information for the regional payments association that serves your area.
A | C | D | F | G | H | I | K | L | M | N | O | P | R | S | T | U | V | W | U.S. Territories
| State | Regional Payments Association |
|---|---|
| Alabama |
ALACHA SFE Mobile and Baldwin counties are served by both ALACHA and SFE; please contact them directly to determine your association |
| Alaska |
NWCHA |
| Arizona |
Viewpointe Clearing, Settlement, and Association Services LLC |
| Arkansas |
some areas served by: some areas served by: |
| California |
WesPay |
| Colorado |
Viewpointe Clearing, Settlement, and Association Services LLC |
| Connecticut |
NEACH |
| Delaware |
Electronic Payments Network (EPN) |
| Florida |
EastPay, Inc. |
| Georgia |
GACHA |
| Hawaii |
WesPay |
| Idaho |
WesPay |
| Illinois |
Southern Northern, up to and including Hancock, Schuyler, Cass, Sangamon, Christian, Shelby, Effingham, Jasper, Richland, Edwards, and Wabash counties. Electronic Payments Network (EPN) |
| Indiana |
Northwest, including Newton, Jasper, Pulaski, Marshall, and Elkhart counties. Electronic Payments Network (EPN) Elsewhere in the state: MPX |
| Iowa |
Southwest: MPX Elsewhere in the state: SHAZAM, Inc. |
| Kansas |
MPX |
| Kentucky |
Western: MPX Eastern: Payments Central |
| Louisiana |
some areas served by SFE some areas served by SWACHA |
| Maine |
NEACH |
| Maryland |
MACHA |
| Massachusetts |
NEACH |
| Michigan |
Upper peninsula: UMACHA Lower peninsula: The Payments Authority, Inc. |
| Minnesota |
UMACHA |
| Mississippi |
SFE |
| Missouri |
MPX |
| Montana |
UMACHA |
| Nebraska |
MPX |
| Nevada |
WesPay |
| New Hampshire |
NEACH |
| New Jersey |
Electronic Payments Network (EPN) |
| New Mexico |
Northern: Viewpointe Clearing, Settlement, and Association Services LLC Southern SWACHA |
| New York |
Electronic Payments Network (EPN) |
| North Carolina |
EastPay, Inc. |
| North Dakota |
UMACHA |
| Ohio |
Payments Central |
| Oklahoma |
MPX |
| Oregon |
WesPay |
| Pennsylvania |
Electronic Payments Network (EPN) |
| Rhode Island |
NEACH |
| South Carolina | |
| South Dakota |
UMACHA |
| Tennessee |
Some areas served by: Some areas served by: |
| Texas |
SWACHA |
| Utah |
WesPay |
| Vermont |
NEACH |
| Virginia |
If you are in Prince William, Fairfax, Loudon, and Arlington counties: MACHA Elsewhere in the state: EastPay, Inc. |
| Washington |
Washington is served by: NWCHA Southern counties are served by: WesPay |
| West Virginia |
Easternmost counties of Jefferson, Berkeley, Morgan, Hampshire, Hardy, Grant, Mineral, Tyler, Wetzel, Marshall, Ohio, Brooke, and Hancock counties: MACHA Elsewhere in the state: EastPay, Inc. |
| Wisconsin |
Northwestern: UMACHA South: WACHA |
| Wyoming |
Viewpointe Clearing, Settlement, and Association Services LLC |
| Washington D.C. |
MACHA |
| Puerto Rico |
Electronic Payments Network (EPN) |
| U.S. Virgin Islands |
Electronic Payments Network (EPN) |
| American Samoa |
WesPay |
| Guam |
WesPay |
| Northern Mariana Islands |
WesPay |