The information on this Web site is designed to educate individuals, business professionals, and employees of financial institutions about electronic payments processed through the ACH Network, including Direct Deposit, Direct Payment, and check conversion applications. The information for individuals is focused on education, while business visitors are provided with materials to help promote these applications and educate their employees and customers about their benefits. For financial institutions, this site offers information and resources to help encourage the use of ACH-based electronic payment applications by individual and business customers, as well as training materials for staff members.

Site Sponsors

This site is sponsored by the Electronic Payments Network and NACHA - The Electronic Payments Association.

These organizations are dedicated to providing information and resources that help individuals, businesses, and financial institutions better understand and use Direct Deposit, Direct Payment, and check conversion applications.

Electronic Payments Network (EPN)

The Electronic Payments Network is the only private-sector ACH operator, responsible for processing and settling billions of electronic payments - representing trillions of dollars - every year. More than 1460 financial institutions of all sizes rely on EPN for its quality service, reliability, industry leadership, and innovative approach to products and services.

For more information on EPN, visit its web site at http://www.epaynetwork.com/.

NACHA

NACHA - The Electronic Payments Association is a not-for-profit association that oversees the Automated Clearing House (ACH) Network, one of the largest electronic payment networks in the world.

More than 18 billion ACH payments were exchanged in 2007. NACHA is responsible for the administration, development, and enforcement of the NACHA Operating Rules and sound risk management practices for the ACH Network. Through its industry councils and forums, NACHA brings together hundreds of diverse payments system stakeholder organizations to enable the development of new network services and applications.

NACHA represents more than 11,000 financial institutions through direct membership and 19 regional payments associations. NACHA and its members provide education, tools, and resources to increase the adoption of ACH payments to benefit businesses, consumers, and governments.

To learn more, visit www.nacha org.